Health insurance gives you a lot more options for looking after your health. You can visit health professionals in a number of fields and will be able to pay much less, as usually you will just have to pay an excess if you want to use your insurance for an appointment. Some people are now choosing to use their health insurance to cover dental treatments as well.

Dental treatments and check ups can be a major expense. If you have private health insurance or get it as part of your work package, see if it include dental care as well. Most don’t, as it can be a lot more expensive.

It may also be cheaper not to use your health insurance to cover general dental checkups. Ask your insurance provider for more details. It can be beneficial to use it to cover more expensive treatments, like dental surgery or root canal treatment.